Business Witch
13. Loan

Victoria Street, HSBC Bank Headquarters.

The status of HSBC Bank on Hong Kong Island has been proven, that they are one of the forces on the island of Hong Kong. There is even a personal saying that the one who controls Hong Kong is not Britain

the HSBC Bank. (The proverb wkwk. )

In the next generation, HSBC Bank still dominates Hong Kong Island, HSBC Bank only has one competitor, namely Hang Seng Bank.

Hong Kong people really like to buy HSBC Bank shares, because every year they can enjoy high dividends from HSBC Bank every year.

“Sister Li, I'm a little troublesome for you! If it wasn't for you, I'm afraid it would be difficult for me to enter this door!” Wu Guangyao said politely to Li Jia

Li Jia looked at Wu Guangyao who had come to help her, She was quite amazed Wu Guangyao because Lao Fengxiang's shop had only been open for a month. However, he had already started planning to open a branch.

"What are you talking about, HSBC Bank does not have a high threshold to enter here. Haha, let's go, I'll take you to see our manager Manager William."

The two of them came out of the office talking and laughing, Then Li Jia knocked on the door and said

"Manager William, I brought a friend. He was a merchant of gold and silver. He's here to get a loan from our bank." Li Jia said in English to a stranger in his forties.

Wu Guangyao took the initiative to say in English: "Hello, Manager William, my name is Wu Guangyao, I am the owner of the Lao Fengxiang Gold and Silver Shop."

Manager William seemed to know what Lao Fengxiang was doing and he said: "Oh, Wu, you are still young! I know about the Lao Fengxiang Gold and Silver Shop. But I didn't expect that the Boss was so young, and you also spoke fluent English."

"Thank you for the compliment." Wu Guangyao thanked me for using English.

Then Manager William invited the two to sit down and start talking. At first, he did not enter the topic of conversation. Manager William is also very good at speaking. He even understood the situation of the Hong Kong Island gold and silver shop.

"Manager William, this is the financial statement of our gold and silver shop that I have compiled, let me show it to you!"

Wu Guangyao handed him some sheets of paper, which contained his own financial statements.

"financial reports? Whatisit? " Manager William seemed confused

"Financial reports are accounting reports that show the capital status and profits of a company over a period of time, so that people can understand the company's situation briefly" Wu said.

Manager William listened to Wu Guangyao's explanation and looked at Lao Fengxiang's financial statements in his hands.

Manager William took a serious look for almost 10 minutes, then looked up and said in surprise:

"Wu, you're really a genius. There are many forms in it, It is worth promoting for any company. For example, balance sheet, income statement, cash flow statement, etc. Can you leave this information for me to learn?"

"Of course, But what about my loan, Can I get a loan?" Wu Guangyao said carefully

"I'll send Li Jia to check out your Shop. If there's no problem, then you get a loan of about 60,000 Hong Kong dollars."

Wu Guangyao and Li Jia walked out of HSBC headquarters. Li Jia said with a smile: "Manager William means that this is done. I just need to visit your store to check it out. I'm sure your shop has no problem. After all, your shop business is clear to everyone!"

"Then please help Big Brother Li, I spent a lot of money lately, So please help me to make the procedure faster!” Wu Guangyao had to speed up her pace. A new store would open within two months, so the sooner the loan was the better for him.

Li Jia patted Wu Guangyao on the shoulder, and said kindly: "Don't worry! Your business is mine!"

"Let's have dinner first, Don't forget to call Big Brother Zhao and Big Brother Guan as well" Wu Guangyao invited Zhao Xi and Guan Yi.

Restaurant Ruyun.

Wu Guangyao, Zhao Xi, Li Jia, and Guan Yi exchanged cups and spoke happily.

Zhao Xi happily said to Wu Guangyao: "Guangyou, you want to open a new store again, What a marvellous one!"

Wu Guangyao thought in his heart, If he does not have the potential to succeed, perhaps he will not have the courage to put all his assets into collateral.

"Situations that force me!" Wu Guangyao pretended to be profound. As a friend, it never hurts to occasionally analyze future situations.

This time the three of them were interested in Guangyou's words. Could it be that Guangyou had such a good idea that the situation forced him.

"Tell all of us, what kind of situation would you be forced to take the brisk walk?" Guan Yi was most concerned with current affairs, so he spoke first.

Wu Guangyao sorted through his thoughts and put away things that could not be said.

"The situation I'm saying is because of the outbreak of war on the mainland later, so the population on Hong Kong Island will definitely quickly increase even 3x the current amount."

"Because the people of this land will not leave after they've been here. This was something that the British government of Hong Kong had not thought of. They thought these people were just taking cover, so that eventually made population management a mess."

“Most of these displaced people are from Guangdong Province, And also a large number of wealthy businessmen from the mainland not only brought their gold and silver wealth, but also a large number of wealthy businessmen from the mainland, but also bring their factory equipment and technology. So in the future, Hong Kong Island will grow rapidly because of them."

"After these wealthy businessmen came to Hong Kong Island, they naturally needed to gain a foothold, so they needed to sell the gold and silver that was in their hands. Or they can exchange their foreign currency, and even they can buy gold with higher purity to keep their wealth value."

"I'm not the only one who benefits here"

Wu Guangyao finally sighed: "If I don't make a step forward first, So how much profit can I make myself?"

The three of them were very excited after hearing the idea from Guangyou.

Zhao Xi got up and said, "Guangyou, do you think the land will change?"

Wu Guangyao quickly said: "This is not good to talk about, however, We are all Chinese. So those who can think to be open they will be saved."

Zhao Xi seemed to realize something, and said quickly: "Then you told me to persuade my parents to come to Hong Kong Island?

"Yes, getting together with the family is good, besides, Hong Kong Island also needs us to look after the motherland! So don't let England dominate again! Hong Kong Island will return to motherland's embrace sooner or later!" Wu Guangyao said loudly

This sentence is not wrong. The older generation on Hong Kong Island always thought of the homeland in their hearts. In terms of patriotism, they are no worse than anyone else.

At the place of liberation, the mainland desperately needed items such as steel, cotton, medicine, etc. So the patriotic businessmen on Hong Kong Island will take part in this responsibility, the goods are imported from the West, then transferred back to the mainland through Hong Kong Island.

Then mainland officials will praise these businessmen, who are their best evidence against the homeland. Many entrepreneurs bear the name of patriotic entrepreneurs.

For example, in a war that began in 1950, Hong Kong Island merchants smuggled medicine, clothing, and other essential goods to the mainland. It is an unforgettable help.

Thinking of this, Wu Guangyao seemed to think, Although he planned to not care about the government, But, he at least cared about his fellow people in his homeland.

When I have a lot of money later, I'll buy some medicines, and clothes and put them in the warehouse, and give them to those in need in the future.