Joe William
Mr. Madun made a loan
Kuala Nipah's.
A middle-aged man paddled his bike and stopped right in a building escorted by two security guards.
Arriving in front of the barrier gate, he immediately asked the guard for permission and conveyed his intention and purpose of coming to the office building.
After a while questioning the answer, finally Pak Satpam allowed the middle-aged man to pass through the security guard post.
Now, the middle-aged man had arrived at the door of the office and was immediately served by one of the female officers there.
"Sorry, Father. Is there anything I can help you with?" Ask the female officer.
"Lookin dik. I would like to apply for a loan to this cooperative. Where can I do this loan?" Ask the middle-aged man.
"Oh. It's a coincidence, sir. I'll take you to meet Mr. Kim. He is the big manager at this co-op. Come!" The woman said kindly.
"Thank you!" Replied the middle-aged man who was directly following the woman from behind.
Now, they had arrived at a room that was not very large, but had small rooms that were blocked off.
"Good day, Mr. Kim!"
"Good afternoon. What's up?" Replied the middle-aged man in fair yellow who had narrowed eyes in a friendly manner.
"I brought in a potential borrower at this cooperative. Aren't you busy?"
"Oh.., no. Of course I have free time to serve prospective borrowers. Get the guy in!" Pinta Mr. Kim.
Shortly afterwards, the woman entered the room with a middle-aged man, carrying a plastic scraping containing sheets of paper.
"Good afternoon. Sorry, whose father?" Ask Mr. Kim while standing up.
"My name is Madun bin Abdul Qodir. I am the son of the area in this village of Kuala Nipah," replied the middle-aged man who introduced himself.
"Oh. Haha. Nice to meet you, Mr. Madun. Please sit!" Said Mr. Kim while making a gesture.
The two men are now sitting opposite each other at Mr Lim's desk as a barrier.
"Does Mr Madun want to make a loan in this cooperative that I lead?
"Yes, Mr. Kim. And these are the necessary conditions. Photocopy of ID card, copy of land letter, and so forth!" Mr. Madun replied as he offered the plastic bag he had brought.
After noticing all the files brought by Mr. Madun earlier, Mr. Kim nodded his head.
"Look, Mr. Madun. Before making a loan, please understand in advance the rules set by our cooperative. That, each loan will be charged interest of 7.5% as a fee for various administrative purposes. Because our cooperative is affiliated with a central bank in Hong Kong, then, some things will apply in accordance with Bank regulations. Interest of 7.5% can be swollen if you can not make payments for 3 consecutive months, and will reach 15% if you do not pay for 6 consecutive months. The rest, we will confiscate the collateral that you submit as collateral. If it is not enough, then we will go through the law. It's possible you could get caught up in the law!"
"I think everything is clear. Before you make a loan, it's good to think first. After that, if the decision of the father is unanimous, then the father can mention how much you want to borrow. And you can sign the papers with us!"
Mr. Madun pensively for a moment. But, he was very optimistic that the effort he would open later could definitely make a big profit. Therefore, he immediately said that he would still make a loan transaction.
"I've been determined to keep applying for the loan!" Resolute madun sir.
"Did you decide what nominal you want to borrow?" Ask Mr. Kim.
"I want to apply for a loan of Rp 500 million!"
Mr. Kim nodded, then said. "Alright Sir. Now, you can sign this letter. Read it before signing the signature!" Mr. Kim said while offering two pieces of stamped paper.
Mr. Madun skimmed, then immediately put his signature on the paper.
"Hallo Mr. Kim!"
"Hallo Mr. Liem Guan. I need Rp 500 million in cash. You can take it immediately to the Kuala Nipah savings and loan cooperative!"
"soon!" Answer the person across there briefly before ending the call.
"Sorry, Mr. Madun. Is it okay if you wait a minute?"
"Oh. Its alright. Of course it's okay!"
"alright. To wait for the money to be delivered, we can sit for a moment. I brought the best tea from Hong Kong! Come!" Invite Mr. Kim while inviting Mr. Madun to another room.
"Please Sir!"
They then sat in a lounge chair while chatting about Mr. Madun's work, and plans to build a business that later results will also be paid to this cooperative as well.
Mr. Kim just smiled at the long-term plan spoken by Mr. Madun.
An hour later, now from the front stop one unit of Nissan Maxima car right in front of the cooperative office door.
From the inside, came a fat man, with the same skin color as Mr. Kim, and also with narrow eyes.
In the man's hand, there was a large bag.
Arriving in front of Mr. Kim, they immediately hugged for a moment before greeting Mr. Madun.
Mr. Kim who immediately took the bag from the man's hand immediately pulled the zipper bag and spilled the contents of the bag on the table.
"Sorry Mr. Madun.., please count yourself!"
Mr. Madun looked up at that kind of money. As a fisherman who spent his days living in the sea, he had never seen money stacked in front of him.
Quickly, he immediately counted the bundle after bundle of money that was directly put back into his bag.
"How sir? Is the money less?" Ask Mr. Kim.
"No. Absolutely no less!" Answer Mr. Madun.
"alright. First payment starts next month. I wish you good effort. And don't forget to invite your neighbors and neighbors to make a loan at this cooperative,"
"God willing!"
"alright. If so, excuse me!" Mr. Madun said.
They finally shook hands before leaving the room.
Now Mr. Madun walked to his bike and immediately tied the bag to the seat behind his bicycle.
With mixed feelings, the middle-aged man paddled his bicycle followed by the sneaky gazes of the two thin-eyed yellow-skinned people.
"The more you borrow, the better. We will rule this village. They will be our slaves, or all their property will be confiscated. This village will be used as a giant factory that we will establish on the land of loot. Ahhaha!"
The two men laughed heartily at how their plan to fool the people of Kuala Nipah would go smoothly.
Seriate...